Anthony Ragbir
West California
Summary
Client-focused financial professional with 10+ years of experience in lending, insurance, and investment advisory. Skilled in loan processing, credit risk assessment, and delivering personalized financial solutions. Recognized for building long-term client relationships through exceptional service, empowerment, and financial expertise. Seeking to contribute as a Loans Officer at JMMB Bank, supporting the mission to maximize client satisfaction through world-class financial care.
Overview
16
16
years of professional experience
2009
2009
years of post-secondary education
1
1
Certification
Work History
Financial Advisor
Maritime Financial Group
09.2021 - Current
- Advise clients on loan products, insurance, and investment solutions to match their financial needs.
- Portfolio growth targets & market diversity.
- Deliver exceptional client care by providing tailored financial guidance and fostering long-term trust.
- Conduct needs analysis to recommend best-fit financial products, ensuring client satisfaction and empowerment.
Supervisor
Aamson General Contractors
12.2013 - 08.2021
- Managed daily operations, including scheduling and oversight of project staff.
- Developed leadership and decision-making skills.
- Implemented process improvements to enhance efficiency in operations.
- Facilitated communication between subcontractors and project managers.
- Performed monthly inventory checks to ensure sufficient stock levels for all products.
Loan Officer
Agriculture Development Bank
07.2012 - 09.2013
- Evaluated loan applications and conducted creditworthiness assessments.
- Performed quality assurance reviews on all closed loans for compliance purposes.
- Participated in community events to promote bank's consumer lending services.
- Analyzed financial statements and repayment capacity to ensure responsible lending.
- Structured loan solutions aligned with clients’ business and personal goals.
- Focused on maximizing client satisfaction through proactive relationship management and financial expertise.
Clerical Assistant
Waterloo High School
06.2009 - 08.2009
- Managed office correspondence and organized incoming and outgoing mail.
- Maintained filing systems to ensure easy access to documents and records.
- Assisted in scheduling meetings and coordinating office calendars.
- Supported team members with administrative tasks to enhance productivity.
- Managed data entry processes for accurate information storage and retrieval.
Education
Waterloo High School
Bachelor of Science - Physics
University of The West Indies
Skills
- Loan Structuring & Credit Risk Assessment
- Financial Needs Analysis
- Customer Relationship Management
- Cross-Selling (Loans, Insurance, Investments)
- Analytical & Problem-Solving Abilities
- Time Management & Strong Work Ethic
- Partnership building
- Team collaboration
- Financial goal setting
- Sales and marketing
Certification
- Ethics: Professional Integrity – Trinidad & Tobago Association of Insurance and Financial Advisors (TTAIFA), Aug 2024
- Understanding Debt Servicing Ratios – TTAIFA, Aug 2024
- Financial Market Ethics Workshop – TTAIFA, Aug 2024
- AML/CFT/CPF, FATCA and GRS Training – Maritime Financial Group, 2024
- Investment – Income Generating and Investment Products Workshop – TTAIFA, Sep 2023
- Know Your Numbers: Financial Statement Workshop – TTAIFA, Aug 2023
- Comprehensive AML (Anti-Money Laundering) Training – TTAIFA, Aug 2023
- Ethics: Compliance Workshop – TTAIFA, Aug 2023
- Compliance: The Road Map Workshop – TTAIFA, Aug 2023
Affiliations
- Community Development through Sports – Actively involved in organizing and participating in football & table tennis activities that foster teamwork, developing discipline, youth engagement, leadership on and off the field and positive community impact.
References
References available upon request.
Timeline
Financial Advisor
Maritime Financial Group
09.2021 - Current
Supervisor
Aamson General Contractors
12.2013 - 08.2021
Loan Officer
Agriculture Development Bank
07.2012 - 09.2013
Clerical Assistant
Waterloo High School
06.2009 - 08.2009
Waterloo High School
Bachelor of Science - Physics
University of The West Indies