Nicholas Ramcharan
San Fernando
Summary
Results-driven Finance Manager with a proven track record at AFTHONIA MANAGEMENT LIMITED, adept at developing financial strategies and enhancing organizational profitability. Skilled in financial forecasting and risk mitigation, while excelling in team leadership and customer service. Achieved significant sales growth through strategic account management and performance improvement initiatives.
Overview
13
13
years of professional experience
Work History
Finance Manager
AFTHONIA MANAGEMENT LIMITED
01.2021 - Current
- Developed and implemented financial strategies aligned with long-term business objectives.
- Prepared detailed financial forecasts, budgets, and projections while analyzing variances.
- Conducted comprehensive financial analyses to guide strategic decisions on investments and projects.
- Ensured compliance with financial regulations, accounting standards, and internal policies.
- Collaborated with external auditors during audits, providing necessary documentation and insights.
- Established a robust budgeting process that aligned with project timelines and financial goals.
- Identified and mitigated financial risks associated with operational activities and projects.
- Led cross-functional teams in financial modeling and capital investment decisions.
Premium Relationship Officer
SCOTIABANK TRINIDAD & TOBAGO LIMITED
01.2018 - 01.2024
- Drove sales growth through strategic business development and account optimization.
- Achieved individual sales targets by addressing financial needs with tailored advice.
- Reviewed sales performance to identify gaps and implement improvement action plans.
- Advised customers on suitable investments aligned with goals and risk tolerance.
- Generated revenue by qualifying and processing lending and investment applications.
- Exceeded key performance indicators, enhancing revenue and client satisfaction.
- Built internal networks, establishing trust through effective communication.
- Led financial reporting, ensuring compliance with internal and external requirements.
- Drafted proposals for potential new business opportunities.
- Advanced competitive awareness of market trends, products, practices, and local rates through extensive market research.
- Achieved client loyalty through quality, productivity, service and proactive management.
- Led training sessions for junior relationship managers on client service best practices.
- Worked collaboratively with stakeholders to discuss new projects, supplies and initiatives for determining impact on purchasing and production activities.
Head of News
KMP MUSIC LAB LTD
01.2013 - 01.2018
- Developed and produced daily newscasts, ensuring adherence to station standards and values.
- Increased ratings by executing relevant content for large market audience.
- Conducted thorough research to generate story ideas and ensure factual accuracy.
- Managed scheduling for commercials and news stories to optimize broadcast workflow.
- Led efforts in sourcing contributors and interviewees while upholding journalistic integrity.
- Contributed actively to editorial planning, offering innovative ideas for all newscasts.
- Wrote and checked story facts to maintain high standards of accuracy.
- Adapted stories and program materials to meet evolving audience needs.
Marketing Executive
WACK RADIO 90.1FM (KMP MUSIC LAB LTD)
01.2013 - 01.2018
- Developed strategic plans to enhance service promotion and increase brand visibility.
- Promoted radio airtime sales to existing customers, generating new business opportunities.
- Serviced existing clients through regular visits to assess needs and cultivate relationships.
- Established competitive advantage that displaced rivals and stimulated sales growth.
- Managed company marketing strategy to boost brand awareness across digital platforms.
- Implemented initiatives that increased market share and drove overall business growth.
- Developed comprehensive action plans to ensure event costs remained within budget constraints.
- Enhanced traffic generation strategies through both digital and traditional marketing channels.
Education
MA - Business Administration
University of Bedfordshire
BA - Mass Communication
College of Science, Technology and Applied Arts of T&T
AAS - Journalism & Public Relations
College of Science, Technology and Applied Arts of T&T
Skills
- Sales excellence and quota achievement
- Team management and support
- Organizational growth and profitability
- B2B sales and account management
- Leadership in operations and customer service
- Customer initiative commitment
- Performance improvement implementation
- Business challenge resolutions
Qualifications Summary
Dynamic finance professional with over 12 years of experience in driving growth and providing visionary leadership in highly competitive markets (finance & construction). With a strong foundation in business development, I specialize in developing and implementing strategic sales and marketing initiatives that foster long-term success. For over 4 years, I have excelled as a Finance Manager, overseeing financial planning and analysis, budgeting, and cash flow management. My role involves preparing accurate financial reports, ensuring compliance with regulations, and identifying opportunities for cost control and risk management. I am adept at leveraging financial insights to inform strategic decisions and enhance operational efficiency. Prior to this, I spent over 6 years as a Premium Relationship Banking Officer, where I developed strong internal and external relationships and implemented effective communication strategies to enhance client engagement. Recognized for my leadership distinctions and a clear understanding of the financial landscape, I thrive on challenges and am committed to delivering excellence in all aspects of financial management.
References
References available upon request.
Timeline
Finance Manager
AFTHONIA MANAGEMENT LIMITED
01.2021 - Current
Premium Relationship Officer
SCOTIABANK TRINIDAD & TOBAGO LIMITED
01.2018 - 01.2024
Head of News
KMP MUSIC LAB LTD
01.2013 - 01.2018
Marketing Executive
WACK RADIO 90.1FM (KMP MUSIC LAB LTD)
01.2013 - 01.2018
MA - Business Administration
University of Bedfordshire
BA - Mass Communication
College of Science, Technology and Applied Arts of T&T
AAS - Journalism & Public Relations
College of Science, Technology and Applied Arts of T&T