Jahbel Emmanuel
Sales
Santa Cruz
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
7
7
years of professional experience
Work History
SALES REPRESENTATIVE
LIFESTYLE MOTORS, T&T
San Juan, Trinidad & Tobago
01.2022 - Current
- To facilitate the sale of new and used vehicles for Jeep, Suzuki and Ssanyoung Trinidad -To market and act as a brand ambassador for Jeep, Suzuki and Ssanyoung Trinidad -To meet sales quotas for new and used vehicle for Jeep, Suzuki and Ssanyoung Trinidad
Credit Officer
The Export Import Bank Of Trinidad & Tobago
Port Of Spain, Trinidad & Tobago
03.2020 - 01.2022
- Preparing loan applications, evaluating clients’ financial information, and calculating risk ratios
- Review loan requests - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Analyze risks and approve or reject loan requests - Calculate financial ratios (e.g
- Interest rates) - Maintain updated records of loan applications - Follow up with clients about loan renewals - Monitor progress of existing loans - Credit Underwriting/Analyst for commercial and corporate portfolios - Foreign Exchange transactions and analysis for commercial and corporate portfolios - Management of payments where credit lines and loans are concerned (US & TTD) - Completely responsible for all matters for commercial and corporate portfolios.
- Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
- Met with credit applicants to acquire personal and financial information used to process credit report.
Client Services Representative
Trinidad & Tobago Insurance LLC (TATIL)
Port Of Spain, Trinidad & Tobago
11.2017 - 02.2020
- Attend to client walk-ins -Issue Motor and Non-Motor insurance certificates and policies -Meeting sales quota and Lead Sales CSR - Underwrite insurance policies and make appropriate decisions on client accounts - Assist in the administrative aspect of the department - Act as assistant to the supervisor in her task of auditing Tatil's many agencies
- Reviewed and resolved client concerns and issues, researching relevant details and clearly communicating solutions.
- Built sustainable client relationships built on trust by applying excellent communication and interpersonal skills.
Bank Teller
REPUBLIC BANK LLC
Port Of Spain, Trinidad & Tobago
11.2016 - 10.2017
- Cashed customer checks, verified identification and checked account balances in accordance with bank policy.
- Served large number of customers during high volume shifts and remained composed and professional in stressful situations.
- Responded and assisted customers with account inquiries and updates.
- Explained bank services, financial products and applicable fees to customers.
Planning Officer
Ministry Of Rural Development & Local Government
Port Of Spain, Trinidad & Tobago
05.2016 - 10.2016
- To assist the Planning Unit with daily functions in the department inclusive of admin, analyzing data and road works.
- Assisted fellow planning staff members with tasks to maintain proper workflows.
Education
Associate of Science - Business Administration And Management
University Of New Brunswick ( UWI Roytec)
Port Of Spain05.2015
Skills
- Client account management
- Business development
- Personnel training
- Fraud understanding
- Data entry
- Financial analysis
- Financial Planning
- Accounts payable
- Financial Portfolio Management
- Personnel records maintenance
Timeline
SALES REPRESENTATIVE
LIFESTYLE MOTORS, T&T
01.2022 - Current
Credit Officer
The Export Import Bank Of Trinidad & Tobago
03.2020 - 01.2022
Client Services Representative
Trinidad & Tobago Insurance LLC (TATIL)
11.2017 - 02.2020
Bank Teller
REPUBLIC BANK LLC
11.2016 - 10.2017
Planning Officer
Ministry Of Rural Development & Local Government
05.2016 - 10.2016
Associate of Science - Business Administration And Management
University Of New Brunswick ( UWI Roytec)
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