JUSTIN LOBIN
ST.JOSEPH
Summary
I am a young, detail-oriented individual with over 8 years working in different environments and structures. I have a vast knowledge in finance and processing as well as: Finance, Sales, Marketing, Research, Advertising, Database Engineering and IT amongst other areas in which I've gained experience and knowledge throughout my work and school life. I pride myself on being very assertive, productive and doing what it takes to get the job done in a timely and efficient manner.
Overview
6
6
years of professional experience
Work History
Rental Officer
HDC- Asset Management Company
Port Of Spain, Trinidad And Tobago
12.2023 - Current
- Contributed to a positive work atmosphere by fostering open communication, providing constructive feedback, and supporting colleagues in their professional growth.
- Validate client accounts by using past and present DBMS systems to ensure accuracy of arrears and payoff figures.
- Post back end charges after validating accounts.
- Calculate accurate debt per client by development.
- Filter all debt by 0-30 days, 31-60 days, 61-90 days, 91-120 days and over 120 days.
- Manage assigned portfolios, mainly the over 120 days portfolio in order to mitigate and retrieve monies owed.
- Contact clients via mail and phone and schedule meetings in order to advise and recover debt.
- Deal with clients on a day to day basis; using the DBMS software to provide updates.
- Write and issue standing orders, salary deductions, WASA & TTEC letters.
- Create and issue agreements based on qualified housing agreements.
- Issue keys after persons have been allocated and all agreements signed and validated.
- Create client accounts on DBMS to begin charging.
- Request and update all files of clients interacted with.
- Create and explore new ways and ideas to mitigate and recover debt.
IT, Point-of-Sale and Security Engineer
Jay Lobz Consultancy Services
Hybrid
03.2022 - 11.2023
- Collaborated with IT teams to integrate security measures into software development processes, enhancing overall application security.
- Reviewed logs regularly to detect suspicious activity patterns before they escalate into full-blown incidents, enabling rapid response efforts when necessary.
- Conducted regular penetration testing to identify vulnerabilities and address them proactively, strengthening system defenses.
- Optimized existing security tools by configuring custom rulesets tailored to the organization''s specific needs, enhancing threat detection capabilities.
- Implemented Point-of-Sale and Database Management Software to ensure effective tracking of products, services and workforce.
- Installed Security Systems such as Biometrics and Cameras.
- Provided analytical reports based on information gathered from POS software.
- Liaised with clients on a day to day basis to ensure efficiency and smooth line of communication while on project
- Performed risk assessments on new projects and initiatives, identifying potential threats early in the planning process to ensure proper mitigation strategies were implemented from the outset.
- Performed risk analyses to identify appropriate security countermeasures.
- Monitored use of data files and regulated access to protect secure information.
CARD SERVICES CSR& CLIENT SUPPORT OFFICER
JMMB
06.2021 - 02.2022
- Contacting clients to prepare their Chip & Pin cards for TTPOST delivery
- Coordinating branch pick-ups for clientele
- Processing payments in the form of cash or cheque
- Balancing TTD and USD Cheques
- Posting Night-Safe and ABM Deposits.
OPERATIONS SUPERVISOR
MILSON'S MARKETING COMPANY (NP O'MEARA)
09.2020
- Rostering and Payroll throughout the company on a weekly basis
- Front office balancing which consisted of balancing all cashiers throughout a 24 hour shift (5 shifts per day) using the system to ensure accuracy
- Back office balancing which consisted of balancing the daily sales and monies then sending it to our bankers
- Cash and Linx Reconciliation to ensure 100% compliance and accuracy
- Digitisation of all invoices on PetroSoft and Quikbooks (Goods, Fuel and Services)
- Troubleshooting minor and major functions of the system
- Ordering of goods from suppliers
- Training forecourt staff in efficient Customer Service
- Training cashiers in efficient Customer Service
- Generating Monthly Ministry of Energy reports
- Doing Fuel and CNG Reconciliation.
WAREHOUSE MANAGER
THE LONDON CLOTHING COMPANY
12.2019 - 08.2020
- Ensuring our quality assurance measures are respected when handling new clothing items
- Creating barcodes and inputting all clothing items on databases
- Maintaining the logistics of the warehouse
- Dispatching deliveries of items for Stores throughout the country.
TELLER/MEMBER RELATIONS OFFICER
EASTERN CREDIT UNION
08.2018 - 03.2019
- Opening new accounts
- Cross selling OTC and back office loans
- Balancing, Cashing and generating daily reports
- Selling CUNA insurance premiums to members
- Doing loans and queries.
Education
Bsc,. MANAGEMENT INFORMATION SYSTEMS -
UNIVERSITY OF GREENWICH @ SBCS.
01.2017
MANAGEMENT INFORMATION SYSTEMS -
ABE LEVEL 4 CERT @ SBCS.
01.2012
Skills
- Data analytics
- Data Processing
- Finance and Accounting
- Reconciliation
- Sales
- Marketing
- Graphic Design
- IT
- Microsoft Office
- Product Selling and Cross Selling
- Interpersonal Skills
- Result Driven
- Goal Oriented
- Operations Management
- Performance monitoring
- Task Delegation
- Staff Supervision
- Debt recovery
References
- HEATHER BOWMAN-FONG, RBC, 868-793-3665
- RAJEEV SINGH, STRATOS MARKETING, 868-726-2584
- NAVEEN MAHABIR, Managing Director of Mahabir's Supermarket, 741-8199
Timeline
Rental Officer
HDC- Asset Management Company
12.2023 - Current
IT, Point-of-Sale and Security Engineer
Jay Lobz Consultancy Services
03.2022 - 11.2023
CARD SERVICES CSR& CLIENT SUPPORT OFFICER
JMMB
06.2021 - 02.2022
OPERATIONS SUPERVISOR
MILSON'S MARKETING COMPANY (NP O'MEARA)
09.2020
WAREHOUSE MANAGER
THE LONDON CLOTHING COMPANY
12.2019 - 08.2020
TELLER/MEMBER RELATIONS OFFICER
EASTERN CREDIT UNION
08.2018 - 03.2019
Bsc,. MANAGEMENT INFORMATION SYSTEMS -
UNIVERSITY OF GREENWICH @ SBCS.
MANAGEMENT INFORMATION SYSTEMS -
ABE LEVEL 4 CERT @ SBCS.