KAREN S. GEORGE
Barataria,Trinidad W.I.
Summary
Results-driven and detail-oriented accountant with a proven track record of creating clear and comprehensive financial reports for senior management. Thrives in a dynamic team environment, leveraging 22 years of experience in the banking and financial sector. Committed to delivering efficient, accurate, and high-quality support to both management and clients. Demonstrates a strong focus on upholding company ethics and preserving confidentiality.
Overview
22
22
years of professional experience
Work History
Financial Analyst- Performance Management
RBC Financial (Caribbean) Limited
10.2024 - Current
- Conducted detailed financial analysis to identify and evaluate changes in operations, trends and potential areas of improvement.
- Facilitated smooth month-end close processes by efficiently reconciling accounts and addressing discrepancies promptly.
- Streamlined financial reporting for better decision-making with clear, concise analysis and presentation.
- Strengthened relationships with external partners through timely communication and collaboration.
- Improved emergency resolution processes to save time.
- Provided timely and actionable financial advice to Senior Financial Advisors and business partners.
- Evaluated profitability benchmarks regularly to maintain financial performance.
- Leveraged existing practices to implement driver-based forecasting and key performance indicators, enhancing financial transparency within Caribbean Banking.
- Assisted business partners in formulating their overall business strategies.
- Enhanced financial processes to provide value-added services and maintain superior financial discipline.
Accountant- Mutual Funds
RBC Investment Management (T&T) Limited
06.2014 - Current
- Prepare and report monthly, quarterly, and annual management accounts for RBC Investment Management and RBC Trust proprietary accounts, i.e
- Roytrin and Future Cash Funds and Individually Managed Accounts
- Prepare and report to the Head – RBC Investment Management monthly income statements for all Roytrin Funds on the last working day of each month for the purpose of calculating income to be distributed
- Report on a quarterly basis and full year to date management accounts to Group Finance for all Roytrin Funds
- Prepare and issue monthly and quarterly administration fee invoices for the Individual Management Accounts, liaising with Group Finance to ensure all fees are settled
- To complete and submit the Roytrin Funds to SEC on a quarterly basis, in the Micro and Macro Prudential Reporting Framework
- Facilitate the annual external audits for all the Roytrin and Future Cash Funds, which will include investment confirmation requests, preparation of Cashflow Statements and the managing and coordinating the flow of information between the auditors and other supporting departments
- Prepare the annual unaudited draft financial statements for the Roytrin and Future Cash Funds in accordance with International Financial Reporting standards and RBC policies and procedures
- Prepare and submit to the Head of Products the semi-annual unaudited, and audited annual financial statements for the eight (8) Roytrin Funds, effectively collaborating to ensure press publication in accordance with the regulatory and statutory requirements
- Ensure compliance with regulatory and statutory requirements for the annual external audits of the Roytrin Funds
- Daily reconciliation of the CAMRA postings and cash balances
- Review of management accounts, including unaudited draft financials for pension, savings, ESOP, insured and investment management accounts prepared by the Client Accounting - Accounts Officers
- To provide administrative support to the Manager- Client Accounting
Accountant- Employee Benefits Plan
RBC Trust (T&T) Limited
10.2007 - 06.2014
- Prepare and report management accounts for Retirement Plans (Pension Fund Plans, Employee Stock Ownership Plans, Savings and Insured Plans) monthly, quarterly and annually in accordance with international Financial Reporting Standards
- Prepare semi-annual management accounts for Pension Fund Plans and Insured Plans for the purpose of submission of the Central Bank Semi Annual Returns in accordance with the regulatory and statutory requirements
- To facilitate urgent request from internal clients (Portfolio Managers, Financial Analyst) and external clients (Sponsor Company, Actuaries)
- Such requests include: Preparation of eleven months Management accounts related to IAS 19
- Investment confirmation requests outside the Pension Plan's year end
- To facilitate annual external audits for Pension Fund Plans, ESOP'S, Savings and Insured Plans) which includes: Investment confirmation request
- Preparation of annual unaudited draft financials statements in accordance with international Financial Reporting Standards and RBC policies and procedures
- Preparation of asset movement and Cash flow statements
- Investigating and providing explanations relative to the audits of the financial statements
- Managing and coordinating the flow of information between the auditors and other supporting department
- Ensure compliance with regulatory and statutory requirements for the annual external audits for Pension Fund Plans, ESOP'S, Savings and Insured Plans
- Prepare quarterly administrative and Investments fees invoices for the Pension Fund Plan
- Daily reconciliation of the CAMRA postings and cash balances
CSR- Voice
RBTT Trust Limited
10.2005 - 10.2007
- Prepare Embassy letters for the Roytrin Mutual Funds customers
- Prepare Auditors’ request letters
- Prepare letters pertaining to Internet applications for the Roytrin Mutual Funds
- Process change request
- Prepare credit vouchers for cheques/payments arriving via mail
- Attend to incoming queries
- Perform additional tasks as needed
Customer Service Representative- Academic Unit
RBTT ROYTEC
04.2003 - 09.2005
- Accepted applications, registrations and payments from potential and existing students for all academic and professional programs
- Accepted payments and prepared batch control for the Accounting department
- Assisted with all official events and ceremonies (orientation, graduation, etc.)
- Attended career fairs and school outreach programs to market RBTT ROYTEC programs
- Organised appointments for students on academic probation to meet with the educational consultant and psychologist, and ensuring their attendance
Cashier
HILO Food Stores
01.2001 - 12.2002
- Operated cash register for cash, check and credit card transactions with accuracy
- Trained as CSR and provided back-up coverage to provide customers with optimal support
- Accepted cash, cheque, credit and debit payments accurately and efficiently
- Checked identification for proof-of-age and refusing alcohol and tobacco sales to underage customers
- Issued receipts for purchases and gifts
- Ensured immaculately tidy working areas throughout shifts for optimised cleanliness standards
- Provided high level of service by helping customers find specific products
- Provided professional and courteous service at all times
- Helped customers complete purchases, locate items and join reward programs to promote loyalty, satisfaction and sales numbers
- Maintained organised and clean customer areas by completing daily recovery checklists
- Worked with customer service to resolve issues
- Maintained gift certificate documentation for financial records
Education
MBA - Finance
UCAM- Universidad Católica San Antonio De Murcia
Murcia, Spain04-2023
BBA -
University of New Brunswick (Canada)/RBTT ROYTEC
Fredericton, NB11-2008
Skills
- Microsoft Excel
- Financial and operational reporting
- Financial management
- Financial statement analysis
- Financial statements
- Financial reporting
- Account reconciliation processes
- Audit support
- Financial statement preparation
Association
Family Planning Association- Y.A.M (Youth Advocacy Movement), Peer Counsellor, 01/01/02, 12/31/05
Languages
English
Native or Bilingual
Timeline
Financial Analyst- Performance Management
RBC Financial (Caribbean) Limited
10.2024 - Current
Accountant- Mutual Funds
RBC Investment Management (T&T) Limited
06.2014 - Current
Accountant- Employee Benefits Plan
RBC Trust (T&T) Limited
10.2007 - 06.2014
CSR- Voice
RBTT Trust Limited
10.2005 - 10.2007
Customer Service Representative- Academic Unit
RBTT ROYTEC
04.2003 - 09.2005
Cashier
HILO Food Stores
01.2001 - 12.2002
MBA - Finance
UCAM- Universidad Católica San Antonio De Murcia
BBA -
University of New Brunswick (Canada)/RBTT ROYTEC
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