Summary
Overview
Work History
Education
Skills
Certification
REFERENCES
Timeline
Manager

KEISHA JADOOBIRSINGH MACK

Summary

Multi-talented offering 14 years of professional experience in the Airline and Banking Industries.Ambitious Collections Advisor, successfully locates debtors and establish repayment arrangements to satisfy account terms. Highly skilled at meeting and exceeding goals,dedicated to utilizing exceptional communication skills with customers to resolve account inquiries and negotiate repayment to reduce loss. Excellent relationship-building, multitasking and decision-making skills.

Overview

21
21
years of professional experience
1
1
Certification

Work History

AFFLUENT CUSTOMER SERVICE OFFICER

SCOTIABANK LIMITED
Caribbean South Retail And Collection Hub | OSSCL
10.2023 - Current
  • Resolve customer complaints in a timely manner by identifying the issue, researching possible solutions, selecting the best solution, and implementing it.
  • Respond promptly to customer inquiries via telephone or email regarding account issues or banking products and services offered by the bank.
  • Analyzed customer feedback surveys to identify areas for improvement in product offerings or customer service processes.
  • Developed relationships with customers through regular follow-up calls or emails providing updates on their accounts.
  • Recognized potential fraudulent activity in order to protect both the bank's assets and its customers’ interests.
  • Maintained financial accounts by processing customer adjustments.

CUSTOMER SERVICE OFFICER

SCOTIABANK LIMITED
San Juan Retail Branch
04.2023 - 09.2023
  • Resolved problems or discrepancies concerning customers' accounts.
  • Balanced daily cash deposits and vault inventory with zero error rate.
  • Identified transaction errors when debits and credits did not balance.
  • Received mortgage and other loan payments, verifying payment dates and amounts due.
  • Conducted research into consumer trends related to banking products and services in order to better inform marketing strategies.

Collections Advisor

Collections Unit, SCOTIABANK LIMITED
12.2017 - 03.2022

Highlights: Achieved 23% reduction in Delinquent portfolio within 4 consecutive quarters 2020-2022. With an increase in 1-30- day bucket from 57% of portfolio to 66% by 6-month mark Multi Product Negotiations ( Credit cards, lines of credit, Mortgages, Secured and Unsecured Loans)

  • Documented collection efforts thoroughly using established policies and procedures.
  • Analyzed current processes and procedures regularly in order to identify areas of improvement.
  • Generated reports detailing progress made towards collection goals each month.
  • Customer management
  • Product sensitization and information
  • Providing individualized debt management coaching

ACCOUNTING AGENT (RECEIVABLES)

AMERICAN AIRLINES
01.2010 - 04.2016
  • Financial analysis and statistics compiled and reported to American Airlines HDQ in DFW on a monthly basis (GL open items, bank open items, payments, debits and credits)
  • Posting of incoming payments and reconciliation of bank and company accounts
  • Preparation of weekly cash flow projections for the Caribbean
  • Communicate with regional AA offices and banks regarding unmatched deposits/charges.
  • Preparation of monthly bank statements for 8 bank accounts for countries across the Caribbean.
  • Request of funds from Headquarters and conduct internal transfers between bank accounts.
  • Effectively communicate with regional offices for retrieval of funds owed to AA by employees for Travel.

ACCOUNTING AGENT (PAYABLE)

AMERICAN AIRLINES
12.2009 - 12.2010
  • Code and enter at least 50 invoices each day into the in-house accounting software SAP
  • Research and resolve accounts payable discrepancies
  • Monitor payments due from vendors and consistently follow up and follow through effectively to resolve all queries (payment or otherwise) within the shortest timeframe.
  • Verify vendor accounts by reconciling monthly statements and related transactions
  • Pay employees by receiving and verifying expense reports and request for advances
  • Reconcile processed work by verifying entries and comparing system reports to balance

ACCOUNTING AGENT (REFUNDS)

AMERICAN AIRLINES
09.2008 - 12.2009
  • Issuance of Debit memos for various Travel agencies
  • Conduct refunds of tickets for the Caribbean and Central American Countries with respect to Travel Agencies and Company Sales
  • Create reports for Risk Management and aiding in the collection of monies owed

INTERNATIONAL RESERVATIONS AGENT

AMERICAN AIRLINES
08.2006 - 09.2008
  • Delivered exceptional service to every customer through active engagement, effective listening and well-developed interpersonal skills.
  • Relayed information on availability, pricing and discounts to customers.
  • Sold American Airlines services to prospective customers by answering incoming calls.
  • Assist customers in reaching satisfactory solutions to their travel related needs.
  • Customer Service skills -extensive training in customer relations and satisfaction.
  • Serving local, regional and international customers of American Airlines ( 11 Regional and International Countries)

TEACHER

WINDSOR PRIMARY SCHOOL
04.2003 - 08.2006
  • Built and strengthened positive relationships with students, parents and teaching staff.
  • Differentiated instruction according to student skill level.
  • Helped students build learning and study skills to achieve educational goals.
  • Created and enforced child-based, hands-on curriculum to promote student interest and receptive learning.

Education

Master of Science (currently Pursuing) - COUNSELING PSYCHOLOGY

University of The Southern Caribbean

Bachelor of Science - PSYCHOLOGY/SOCIOLOGY

University of The Southern Caribbean
05.2016

COUVA GOVT SECONDARY SCHOOL
08.2001

Skills

  • Product and service knowledge
  • Retail operations management
  • Customer relations
  • Strategic Planning
  • Staff training and development
  • Time Management
  • Closing and contract negotiations
  • Persuasion strategies
  • Customer research
  • Relationship building

Certification

  • Managing Operational Risk - Scotia Academy
  • Know Your Customer (KYC) and Anti-Money Laundering (AML) Programme- Scotia Academy
  • Risk Culture and Appetite- Scotia Academy
  • Human Resources: Managing Employee Problems - LinkedIn Learning
  • Conflict Resolution Foundations- LinkedIn Learning
  • Developing Emotional Intelligence- LinkedIn Learning
  • Certificate in OZ Principles Workshop (Flagship University,Dallas TX, USA)
  • Certificate in Seven Habits of Highly Effective People (Flagship University,Dallas TX, USA)
  • Certificate in International Reservations ((Flagship University,Dallas TX, USA)
  • Certificate in International Tariff ((Flagship University,Dallas TX, USA)
  • Business Ethics Safety & Compliance Seminar ((Flagship University,Dallas TX, USA)

REFERENCES

Upon Request

Timeline

AFFLUENT CUSTOMER SERVICE OFFICER

SCOTIABANK LIMITED
10.2023 - Current

CUSTOMER SERVICE OFFICER

SCOTIABANK LIMITED
04.2023 - 09.2023

Collections Advisor

Collections Unit, SCOTIABANK LIMITED
12.2017 - 03.2022

ACCOUNTING AGENT (RECEIVABLES)

AMERICAN AIRLINES
01.2010 - 04.2016

ACCOUNTING AGENT (PAYABLE)

AMERICAN AIRLINES
12.2009 - 12.2010

ACCOUNTING AGENT (REFUNDS)

AMERICAN AIRLINES
09.2008 - 12.2009

INTERNATIONAL RESERVATIONS AGENT

AMERICAN AIRLINES
08.2006 - 09.2008

TEACHER

WINDSOR PRIMARY SCHOOL
04.2003 - 08.2006

Master of Science (currently Pursuing) - COUNSELING PSYCHOLOGY

University of The Southern Caribbean

Bachelor of Science - PSYCHOLOGY/SOCIOLOGY

University of The Southern Caribbean

COUVA GOVT SECONDARY SCHOOL
KEISHA JADOOBIRSINGH MACK