Seth David Goolcharan
Ragbir Trace, Penal
Summary
Goal-oriented leader offering over twenty years of experience in finance and marketing. Practiced negotiator and networker with positive mentality and strong critical thinking skills. Achievements include improving sales, profit and service metrics through hands-on and proactive leadership of team members and strategic plans with expertise in service processes and marketing campaigns.
Overview
24
24
years of professional experience
Work History
ESU Manager (Ag)/Business Banking Officer/Mortgage Officer
FIRST CITIZENS BANK
Retail Head Office, Chaguanas
01.2001 - Current
- Responsible for attraction of new clients and retention of existing relationships. Lead team to overall bookings of at least $180M for past three financial periods.
- Engages in marketing efforts by working flexible hours to meet clients at their convenience and to establish favorable client relationships. Able to handle commercial, consumer and self employed financing requests with key lead generation originating from referrals.
- Effective coaching of staff with five consecutive winners of First Citizens Employee of the Year award originating from immediate reporting team.
- Approves loans within delegated limits and/or recommend credit facilities for approval outside of authorized limits
- Responsible for developing marketing strategies and leading team to execute in order to increase the Bank’s automotive and mortgage market share. Managed staff located in the major automotive showrooms in the market and arranged open houses for major residential developers.
- Skilled at working independently and collaboratively in a team environment.
- Self-motivated, with a strong sense of personal responsibility.
- Represented bank at community events to establish strong ties and promote business.
- Met with customers to assess needs and propose customized solutions.
Accounts Clerk
RAMCHARAN CHADEE & CO
01.2000 - 01.2001
- Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
- Set up and updated Excel spreadsheets to track financial data.
- Reported financial data and updated financial records in ledgers and journals.
- Applied proper codes to invoices, files, and receipts to keep records organized and easily searchable.
- Investigated daily variances and corrected errors to resolve discrepancies.
- Tracked business revenue and expenditures and reconciled accounts to maintain high accuracy.
Education
Executive Diploma - Business Management
Arthur Lok Jack
2012
Four A-Levels
IERE High School
Siparia2000
Eight O-Level Subject (5 Distinctions)
Naparima College
San Fernando1998
Skills
- Loan Application Assessment/Adjudication
- Human Resources Knowledge
- Effective Coaching
- Target Driven
- Professional in appearance and speech
- Public Speaking Skills
Timeline
ESU Manager (Ag)/Business Banking Officer/Mortgage Officer
FIRST CITIZENS BANK
01.2001 - Current
Accounts Clerk
RAMCHARAN CHADEE & CO
01.2000 - 01.2001
Executive Diploma - Business Management
Arthur Lok Jack
Four A-Levels
IERE High School
Eight O-Level Subject (5 Distinctions)
Naparima College