Subhabrata Ganguly
SAN JUAN
Summary
Accomplished Underwriting Manager with a proven track record at The New India Assurance Co., enhancing risk assessment accuracy and spearheading strategic business development. Expert in reinsurance design and risk management, led teams to exceed revenue targets through innovative sales support and portfolio management, achieving significant customer satisfaction and repeat business.
Overview
14
14
years of professional experience
Work History
Underwriting Manager
The New India Assurance Co.(Trinidad & Tobago) Ltd
12.2021 - Current
- Enhanced risk assessment accuracy through thorough research and data analysis.
- Developed a deep understanding of relevant legislation affecting reinsurance practices, serving as a knowledgeable resource for colleagues and clients alike.
- Analyzed market trends to identify potential risks and opportunities for strategic business development initiatives.
- Managed a high-performing team of underwriters, providing guidance and support to ensure consistent results.
- Reduced loss ratios while maintaining competitive rates through diligent risk selection and adherence to company guidelines.
- Built strong relationships with all existing intermediaries and initiated relationships with new intermediaries for the sustainability of the cashflow of the organization.
- Maximized revenue generation by optimizing pricing strategies based on risk profiles.
- Conducted detailed assessments of reinsurance contracts, identifying areas for improvement to optimize coverage terms and minimize costs.
Branch In Charge
The New India Assurance Co. Ltd
09.2015 - 12.2021
- Maintained compliance with regulatory requirements by staying updated on industry changes and adjusting policies accordingly.
- Established robust internal controls to minimize operational risks while maximizing profitability.
- Reduced loss ratios while maintaining competitive rates through diligent risk selection and adherence to company guidelines.
- Built strong relationships with brokers and agents, providing exceptional customer service while negotiating policy terms effectively.
- Represented company and promoted products at conferences and industry events.
- Managed a diverse portfolio of accounts, consistently exceeding revenue targets through upselling strategies and exceptional customer service.
- Increased overall client base.
Administrative Officer-Insurance
The New India Assurance Company Limited
02.2010 - 08.2015
- Built strong relationships with clients, leading to increased customer satisfaction and repeat business.
- Developed expertise in various lines of business including property, casualty, life, health, and specialty insurance products to better serve a wide range of client needs.
- Leveraged CRM tools to track leads and analyze data, optimizing sales efforts for maximum return on investment.
- Managed a portfolio of accounts, ensuring timely delivery of products/services while maintaining high levels of customer satisfaction.
- Conducted competitor analysis to identify gaps in the market and capitalize on untapped opportunities.
Education
Associate in Risk Management - Insurance And Risk Management
The Institutes
Pennsylvania12.2024
Associate of Reinsurance - Insurance And Risk Management
The Institutes
Pennsylvania06.2024
Fellowship of Insurance - Insurance And Risk Management
Insurance Institute of India
Mumbai03.2015
Master of Science - Computer Science
St Xaviers College
Kolkata, West Bengal05.2009
Bachelor of Science - Computer Science, Mathematics & Electronics
University of Calcutta
Kolkata, West Bengal06.2007
High School Diploma -
St Thomas High School
Kolkata, West Bengal04.2004
Skills
- Underwriting guidelines
- Reinsurance Treaty Design
- Reinsurance Placements(Both Fac & Treaty)
- Risk Assessment
- Agent support
- Risk Management
- Business Development
- Sales Support
- Portfolio Management
- Policy renewal
- Analyzing data
Hobbies
Stock Markets & Financial Analysis, Soccer , Movies.
I do have a keen interest in Stock Market performances across the world and is a amateur Financial analyst.
I love soccer , played as a semi professional till high school and grew up watching A C Milan play in European Championships.
As a stress buster, I tend to fall back on watching movies.
Timeline
Underwriting Manager
The New India Assurance Co.(Trinidad & Tobago) Ltd
12.2021 - Current
Branch In Charge
The New India Assurance Co. Ltd
09.2015 - 12.2021
Administrative Officer-Insurance
The New India Assurance Company Limited
02.2010 - 08.2015
Associate in Risk Management - Insurance And Risk Management
The Institutes
Associate of Reinsurance - Insurance And Risk Management
The Institutes
Fellowship of Insurance - Insurance And Risk Management
Insurance Institute of India
Master of Science - Computer Science
St Xaviers College
Bachelor of Science - Computer Science, Mathematics & Electronics
University of Calcutta
High School Diploma -
St Thomas High School
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